Welcome to Creatives Fuel® ("we," "us," or "our"). By accessing or using our website and services, you agree to comply with and be bound by the following Terms of Service. Please read these terms carefully before using our website or purchasing our products. If you do not agree to these terms, please refrain from using our services.

1. Use of Our Services

You must be at least [13/16] years old to use our services. By using our website, you affirm that you meet this age requirement.

You are responsible for maintaining the confidentiality of your account information, including your password, and for all activities that occur under your account.

You agree not to use our services for any illegal or unauthorized purpose. You must comply with all applicable laws and regulations.

2. Intellectual Property

All content and materials on our website, including but not limited to text, graphics, images, logos, and digital products, are protected by intellectual property laws and are owned by Creatives Fuel® or our licensors.

You may use our digital products for personal or commercial purposes in accordance with the terms of the license provided with each product. Redistribution, resale, or unauthorized use of our products is strictly prohibited.

3. Payments and Refunds

Prices for our digital products are displayed on our website and are subject to change without notice. You agree to pay the specified price for the products you purchase.

All sales are final, and we do not offer refunds for digital products unless otherwise stated in our refund policy.

4. User Content

You may post, submit, or upload content to our website as allowed by our platform's features. By doing so, you grant us a non-exclusive, royalty-free, worldwide, and perpetual license to use, modify, reproduce, and distribute your content.

You agree not to post or share content that is infringing, defamatory, abusive, obscene, or violates any law or third-party rights.

5. Limitation of Liability

Our services are provided on an "as is" and "as available" basis. We do not warrant that our services will be uninterrupted, error-free, or free from viruses or other harmful components.

In no event shall Creatives Fuel® be liable for any indirect, incidental, special, consequential, or punitive damages arising from the use of our services or the inability to access or use them.

6. Indemnification

You agree to indemnify and hold Creatives Fuel®, its affiliates, officers, employees, and agents harmless from any claims, losses, damages, liabilities, and expenses arising out of or related to your use of our services, violation of these Terms of Service, or violation of any rights of a third party.

7. Modifications to the Terms

We reserve the right to modify or terminate these Terms of Service at any time. Any changes will be effective immediately upon posting. Your continued use of our services after changes are posted constitutes your acceptance of the modified terms.

8. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising from or related to these terms shall be subject to the exclusive jurisdiction of the courts in [Jurisdiction].

9. Contact Us

If you have any questions about these Terms of Service, please contact us at [contact information].

Thank you for using Creatives Fuel®!